To view pricing and select a product, click the ‘Select Product’ button in the top header under Application:
Enter missing information and click ‘Search’ – typically mortgage type, rate lock period and reserves need to be entered. No need to enter the Encompass milestone and branch name.
Note: If you select a product type, you will only see results for that product type. For example, if you select the 30 year fixed rate, you will only see 30 year fixed rate programs – no ARMs or shorter terms.
All eligible and ineligible products will now be shown.
On all eligible products, you’ll be able to drill into the interest rate by clicking onto rate:
From here you can see what it would cost to lower the rate:
You can also click the ‘View details’ link on each product to see what the adjustments are:
To view ineligible products, and see the reasons as to why click the ‘Ineligible’ tab at the top > click on the ‘View ineligibility reason’ next to the ineligible product:
Once you’ve decided on a product, click the ‘Select product’ button to push that info into the file:
